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Paycheck Calculator 2026

Alabama Paycheck Calculator

Estimate take-home pay in Alabama after federal income tax, Alabama state tax, and FICA. The state rate below is pre-filled — adjust it for local taxes if needed.

Gross pay
Federal income tax
Social Security (6.2%)
Medicare (1.45%)
State + local
Take-home pay
Estimated annual net

Pre-filled with a progressive state income tax (about 4.5% for a typical middle income). Estimates use current (2026) federal brackets and standard deductions and don't account for pre-tax deductions, credits, or every local rule — your actual paycheck may differ. Gusto runs these figures exactly on every payroll.

Alabama take-home pay by salary

Here's the estimated 2026 take-home pay for a single filer at three common salaries in Alabama, after federal income tax, Alabama state income tax, and FICA. Adjust the calculator above for your own numbers.

Annual salary Federal tax AL state tax FICA Take-home / yr Take-home / mo
$45,000 $3,220 $2,025 $3,443 $36,313 $3,026
$65,000 $5,620 $2,925 $4,973 $51,483 $4,290
$95,000 $12,070 $4,275 $7,268 $71,388 $5,949

FICA is Social Security (6.2%) plus Medicare (1.45%). Figures assume the standard deduction and no pre-tax deductions; your actual paycheck depends on your W-4, benefits, and any local taxes.

Alabama payroll taxes

Alabama has a progressive income tax topping out at 5%, and several cities (like Birmingham) add a local occupational tax.

On top of any state tax, every Alabama paycheck has federal income tax withheld based on the employee's W-4, plus Social Security (6.2%) and Medicare (1.45%). Employers also pay federal and state unemployment taxes. See the full breakdown in our payroll taxes guide.

Run Alabama payroll automatically

Calculating this by hand every pay period is error-prone. Gusto handles Alabama payroll end to end — it calculates federal, state, and local taxes, files and pays them for you, and pays your team by direct deposit. Read the Gusto Payroll overview, check Gusto's pricing, or get a $300 Visa card when you run your first payroll.

Alabama paycheck FAQs

How much of a $65,000 salary is take-home pay in Alabama?

A single filer earning $65,000 a year in Alabama takes home about $51,483 — roughly $4,290 a month — after federal income tax, Alabama state income tax, and FICA. That works out to an effective tax rate of about 20.8%.

How much tax is taken out of a paycheck in Alabama?

On a $65,000 salary in Alabama, about $13,518 in taxes is withheld per year: roughly $5,620 in federal income tax, $4,030 in Social Security, $943 in Medicare, and $2,925 in Alabama state income tax.

Does Alabama have a state income tax?

Alabama has a progressive income tax topping out at 5%, and several cities (like Birmingham) add a local occupational tax.

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