Paycheck Calculator 2026
Georgia Paycheck Calculator
Estimate take-home pay in Georgia after federal income tax, Georgia state tax, and FICA. The state rate below is pre-filled — adjust it for local taxes if needed.
Use this free Georgia payroll calculator and Georgia paycheck calculator for 2026 net-pay estimates — the same tax math Gusto runs on every payroll.
Pre-filled with a flat 4.99% state income tax. Estimates use current (2026) federal brackets and standard deductions and don't account for pre-tax deductions, credits, or every local rule — your actual paycheck may differ. Gusto runs these figures exactly on every payroll.
Georgia take-home pay by salary
Here's the estimated 2026 take-home pay for a single filer at three common salaries in Georgia, after federal income tax, Georgia state income tax, and FICA. Adjust the calculator above for your own numbers.
| Annual salary | Federal tax | GA state tax | FICA | Take-home / yr | Take-home / mo |
|---|---|---|---|---|---|
| $45,000 | $3,220 | $2,246 | $3,443 | $36,092 | $3,008 |
| $65,000 | $5,620 | $3,244 | $4,973 | $51,164 | $4,264 |
| $95,000 | $12,070 | $4,741 | $7,268 | $70,922 | $5,910 |
FICA is Social Security (6.2%) plus Medicare (1.45%). Figures assume the standard deduction and no pre-tax deductions; your actual paycheck depends on your W-4, benefits, and any local taxes.
How this Georgia paycheck calculator withholds in 2026
Georgia taxes wages at a flat 4.99% for 2026. That rate replaced 5.19%. The Department of Revenue told employers to keep withholding at 5.19% until May 11, 2026, and to switch to 4.99% after that. The 2026 return uses 4.99% for the full year, so withholding at the higher rate early in the year is a prepayment, not a higher tax.
Georgia payroll calculator: deduction first, then 4.99%
Withholding is not 4.99% of gross pay. Georgia's percentage method subtracts a standard deduction — $15,000 for single, head of household, and married filing separately, or $30,000 for a joint return with one spouse working — and $5,000 for each dependent allowance. It then multiplies what is left by 4.99%. On a $65,000 salary, a single filer with no dependents has $50,000 of Georgia taxable wages and about $2,495 of state tax.
The salary table on this page applies 4.99% to the full gross, before that deduction, so its state-tax column is higher than a real Georgia paycheck. For that $65,000 single filer, typing about 3.8% into the rate box ($2,495 divided by the salary) lines the estimate up with the withholding formula. Georgia has no city or county income tax on wages.
Pay calculator for a Georgia salary
Use the form as a Georgia salary calculator. Enter gross pay, set the federal filing status that matches the W-4, and set the state rate from the deduction formula rather than from 4.99% of the whole check. A paycheck estimator that skips the standard deduction shows less take-home than the employee actually receives.
Georgia payroll taxes
Georgia taxes wages at a flat 4.99% for 2026, after a standard deduction. Employers withheld 5.19% until May 11, 2026, then 4.99%.
On top of any state tax, every Georgia paycheck has federal income tax withheld based on the employee's W-4, plus Social Security (6.2%) and Medicare (1.45%). Employers also pay federal and state unemployment taxes. See the full breakdown in our payroll taxes guide.
Run Georgia payroll automatically
Calculating this by hand every pay period is error-prone. Gusto handles Georgia payroll end to end — it calculates federal, state, and local taxes, files and pays them for you, and pays your team by direct deposit. Estimate any salary with the Gusto paycheck calculator, read the Gusto Payroll overview, check Gusto's pricing, or get a $300 Visa card when you run your first payroll.
Georgia paycheck FAQs
How much of a $65,000 salary is take-home pay in Georgia?
A single filer earning $65,000 a year in Georgia takes home about $51,164 — roughly $4,264 a month — after federal income tax, Georgia state income tax, and FICA. That works out to an effective tax rate of about 21.3%.
How much tax is taken out of a paycheck in Georgia?
On a $65,000 salary in Georgia, about $13,836 in taxes is withheld per year: roughly $5,620 in federal income tax, $4,030 in Social Security, $943 in Medicare, and $3,244 in Georgia state income tax.
Does Georgia have a state income tax?
Georgia taxes wages at a flat 4.99% for 2026, after a standard deduction. Employers withheld 5.19% until May 11, 2026, then 4.99%.
How much Georgia state tax is withheld on a $65,000 salary?
About $2,495 for a single filer with no dependents in 2026. Georgia subtracts the $15,000 standard deduction from $65,000 and withholds 4.99% of the remaining $50,000. The table on this page applies 4.99% to the full salary, before that deduction, so its state-tax column is higher than the withholding formula.