What time does Gusto direct deposit hit?

With Gusto, employees are paid by direct deposit on payday, and funds are generally available by 5:00 PM in the employee's local time zone. In practice, many banks and credit unions post the deposit earlier in the day, so employees frequently see their pay in the morning. The exact timing depends on your bank's processing, not on Gusto.

Gusto offers next-day and same-day direct deposit on eligible plans, which shortens the lead time you need before payday. Standard direct deposit runs on a longer schedule (usually two to four business days), while faster options let you run payroll closer to the pay date. To set up direct deposit, connect your business bank account and have each employee add their banking details in their self-service profile.

Want faster payroll and a $300 bonus for trying it? Get started with Gusto here.