What time does Gusto direct deposit hit?

With Gusto, employees are paid by direct deposit on payday, and funds are generally available by 5:00 PM in the employee's local time zone. In practice, many banks and credit unions post the deposit earlier in the day — including on Friday paydays — so employees frequently see their pay in the morning. The exact timing depends on your bank's processing, not on Gusto.

Does Gusto pay early?

Gusto pays on the payday you schedule, not before it, but many banks release deposits early in the morning on that date — so it can feel like getting paid early. To shorten the gap between running payroll and payday, Gusto offers next-day direct deposit and, on eligible plans, same-day direct deposit, so you can approve payroll closer to the pay date. Gusto also supports off-cycle and bonus payrolls outside the normal schedule.

Standard direct deposit runs on a longer lead time (usually two to four business days), while faster options let you run payroll closer to payday. To set up direct deposit, connect your business bank account and have each employee add banking details in their self-service profile.

Want faster payroll and a $300 bonus for trying it? Get started with Gusto here.