# Gusto vs. SurePayroll — 2026 Payroll Comparison

> Source: https://gustodiscountcode.com/gusto-vs/surepayroll
> Independent Gusto referral site. Pricing as of 2026 from each provider's public pricing pages — confirm current rates before purchasing.

SurePayroll is a budget-friendly option, especially its self-service tier and household-employer (nanny) payroll. But the cheapest plan makes you handle tax filing yourself, and benefits and HR tooling are minimal. Gusto costs a little more but includes automatic tax filing and a real benefits marketplace at every tier.

## Feature comparison

| Feature | Gusto | SurePayroll |
|---|---|---|
| Base price | $40/mo | From ~$20/mo (self-service) |
| Per employee | $6/employee/mo | ~$4/employee/mo |
| Contractor payroll | $35/mo + $6/contractor | Supported |
| Payroll tax filing | Automatic, all 50 states — included | Full-service tier files taxes |
| Benefits administration | Health, dental, vision, 401(k), HRA | Limited add-ons |
| Time tracking | Built in (Plus & Premium) | Integrations |
| Intro offer | First month free + $300 offer | 6 months half-price promos (varies) |
| Support | Phone, email, chat | Phone & chat (US-based) |
| Best for | Small businesses that want payroll + HR + benefits in one place | Very small businesses and household employers on a budget |

## Where Gusto wins

- Automatic tax filing included at the base tier
- Real benefits marketplace and HR tools
- More modern employee self-service experience

## Where SurePayroll wins

- Lower entry price on the self-service plan
- Strong niche for household/nanny payroll

## The bottom line

For most small and mid-sized businesses, Gusto offers the best balance of transparent pricing, built-in benefits, and automatic tax filing — and new customers can earn a $300 Visa card for running payroll: https://dub.sh/yDuTchj. Choose SurePayroll if very small businesses and household employers on a budget.

## Compare Gusto to other providers

- [Gusto vs. ADP](https://gustodiscountcode.com/gusto-vs/adp)
- [Gusto vs. QuickBooks Payroll](https://gustodiscountcode.com/gusto-vs/quickbooks)
- [Gusto vs. Rippling](https://gustodiscountcode.com/gusto-vs/rippling)
- [Gusto vs. Paychex](https://gustodiscountcode.com/gusto-vs/paychex)
- [Gusto vs. Justworks](https://gustodiscountcode.com/gusto-vs/justworks)
- [Gusto vs. OnPay](https://gustodiscountcode.com/gusto-vs/onpay)
- [Full payroll comparison chart](https://gustodiscountcode.com/gusto-vs)

**Get $300 for trying Gusto:** https://dub.sh/yDuTchj